Cedar Hills UCC Endowment Trust

Planned Giving

Long Term Sustainability

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Raise Your Hand

Are you considering a planned gift for the Cedar Hills UCC Endowment Trust, or just curious about the possibilities?  Raise your hand to start a confidential, no-obligation conversation.

You Don't Have To Shout

Well, you can if you want - or you could whisper in our ear.  Either way, it's important to let us know if the Cedar Hills UCC Endowment Trust is in your plans.

Join Us

Together we are powerful.  And together we can secure the future of our Cedar Hills UCC ministries with a planned gift to the Cedar Hills UCC Endowment Trust.

What is Planned Giving?

A planned gift to your Endowment Trust  creates both a legacy and a powerful response to God’s generosity.  It is an expression of your - and your family's - values and commitment to Christian Stewardship.

A gift from your estate to the Cedar Hills UCC Endowment Trust strengthens the endowment and helps to sustain God’s mission into the future through the ministry of the Church.  It is a way of saying that after providing for your family and loved ones, this is a cause that matters to you - and planning specific guidance for this support matters to you as well.

There are many ways to make a planned gift - and how you choose to make your gift is important.  But equally important is the knowledge that your gift will have direct impact on securing the various CHUCC ministries for future generations.

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What is a "planned gift"?

Gifts planned for during the donor’s lifetime, but not realized by the beneficiary until the donor’s death are considered planned gifts.

How can I plan a gift?

There are many ways to plan a gift, including gifts that pay you income during your life or help to reduce or avoid income and estate taxes.  On this page, you will find the information you need when considering a planned gift.  You will also find information to share with your financial advisor and/or estate planner.

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When you are ready, you can use this site to reach out to us to share your goals, let us know what you are considering, or just to start a confidential conversation about what’s possible.

A message from Cedar Hills UCC Senior Pastor Rev. Mary Sue Evers

Reasons to Build Your Cedar Hills UCC Legacy

Why give to Cedar Hills UCC Endowment?

Think about the CHUCC programs you love and support.  Do you ever wonder if they will still be here in 50 years?  Or, what the financial health of the church will be to support those programs?

It's no secret that many churches encounter financially challenges, and Cedar Hills UCC experienced such a period in the early 2000’s.

Your gift to the Cedar Hills UCC Endowment Trust will help ensure the viability of our church ministry during such times, and provide financial resources for new opportunities - now and into the future.

CHUCC member Jim Woodruff on giving to the Endowment Trust

What are my options for Planned Giving?

Planned gifts can be designated through your Will or trust - or they can provide income to you and/or a beneficiary for their lifetime.  As a donor, you have total discretion over your planned gift, and options for deciding how your planned gift will be used, what to give and how to give.


Gifts from your Will

Bequests

Through a provision in your written and executed will or living trust, you can make a planned gift (or an outright gift as well) to Cedar Hills UCC in the form of cash, securities, real estate or personal property. There are many types of bequests. Consult with your attorney to choose the one that best fits your needs and intentions.

Gifts that Pay You

Charitable Gift Annuities

You can turn underperforming or non-income producing assets (cash, stock, CDs, savings bonds, etc.) into a gift to Cedar Hills UCC that provides income to you or you and a loved one. (One example of several available options is a Gift Annuity.) Your UCF Charitable Gift Annuity will return fixed, quarterly payments for life and provide tax benefits, too.

Beneficiary Gifts

Retirement Accounts and other Funds 

Naming Cedar Hills UCC as the beneficiary or one of the beneficiaries of a qualified retirement plan asset such as an IRA, 401(k), or 403(b) will accomplish a charitable goal while realizing a significant tax savings.

Gifts of Appreciated Assets

Buy Low. Give High.

When you donate appreciated stocks, bonds, or mutual fund shares instead of cash, the benefit the church receives exceeds the cost of the original securities purchased. You'll get a charitable deduction for the full amount of your gift and avoid the impact of the capital gains taxes on the appreciated securities.

Gifts of IRA Required Minimum Distributions

For those 70 ½ or older and have a Traditional IRA, you need to withdraw a minimum amount from the IRA annually – which is known as the Required Minimum Distribution (RMD). This withdraw is taxed as normal income - except, you can remove it from your taxable income by choosing to make a gift to the CHUCC Endowment Trust of up to $100,000 per year directly from your IRA - a great benefit for you and for the Cedar Hills UCC Endowment Trust

Gifts of Life Insurance

Name Cedar Hills UCC church as the beneficiary of an existing life insurance policy; donate an existing, paid-up life insurance policy you no longer need; or purchase a new life insurance policy and name Cedar Hills UCC as the owner and beneficiary.

Let's Talk

Planning your estate and legacy for future generations - and how to include your charitable interests - takes careful evaluation.  Let us know how we can help.


Contact Us

Discussing your charitable intentions with us can lead to a much better result than going it alone – and will ensure that your gift is used just as you wish.

Act now to be a good steward of the resources you intend to leave behind.

Do you have questions?  Would you like more information?  Please contact us to get the conversation started.  We're happy to connect with you!


Bill Funk
Chair, Endowment Trust Committee


 

For Professional Advisors

If you are working with a professional advisor or if you are advising a donor, here's a handy guide for including Cedar Hills UCC in a charitable estate plan.